Frequently Asked Questions

Below you will find common questions regarding loan applications.

We offer loans to £100 - £1000, but the amount we lend depends on the individual circumstances we look at;

  • What you can afford
  • Your current circumstances (income and outgoings)
  • Your financial affairs in the past (Credit History)
  • A guarantor who will sign if needed
  • Proof of identity of the borrower
  • A valid passport
  • A valid driving licence
  • Proof of where you live
  • A recent utility bill
  • A bank statement
  • A car tax renewal letter from DVLA
  • A TV licence renewal letter

All applications are considered equally. Even if you have previous defaults, you may still qualify for a loan. We do undertake credit checks; however, we cannot accept applications from anyone declared bankrupt in the last six years.

As a customer, you are entitled to settle your loan early (except in the last 13 days of the loan ). This will result in you receiving a rebate of interest part of the loan, reducing the outstanding balance due. This is Known as early Settlement.

On the pre-contract credit information it is stated you will be charged a weekly interest charge . Late repayment can cause you serious money problems.